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This article was published on the Holistic Junction web site on December 26, 2007 under the category Accounting & Finance:

Some Words about Online Investment
by David Vagner

What do you know about profitable investing online? I will tell you some ways of successful online investments, types of schemes and much more.

Maybe you know or not that the key to a profitable investment is just a single word - diversify. What do you need to do? It is easy. You should divide total investment among several different HYIPs so as to minimize risk. Only this method will help to save your money from crash. Investing in a single program is risky, because if the program collapses, you lose all your money. But if you put your money into many programs, if one of the programs fails, you will still have money in other programs.

You should create your portfolio as wide as possible. Let me give you an example.

If your total investment is around $1000 then portfolio should include at least 10 (or even more) different HYIPs. Invest about 50-60 percent in long term good old HYIPs and the rest 50-40 percent in new HYIPs. These may include:

Long term HYIPs are those that give around 1.5 percent daily This HYIPs also have a good track history over one year, excellent customer support, professional web design and hosting, etc.

New HYIPs pay around 2-3 percent daily. This HYIPs also have unique professional web design and certain degree of reliability in other factors. Do not invest in new HYIPs that pay less interest(around 1 percent daily) with a poor non-professional web design, etc.

You may invest in HYIPs which pay 2-3 percent daily, have a professional template design and other good features. Chances to be in profit is good.

You may invest in ponzi schemes that give 3-5 percent daily. Also you can find many HYIPs that offer you more than 10 percent daily for 30 days or 25 percent daily for five days, etc. It is not real interest. Do not believe in such HYIPs.

Scam HYIPs are run on ponzi schemes. A ponzi is an illegal pyramid system in which higher level members are paid with the investments from newer members. They actually have a short life time. Many people lose money in these scams. Their websites are made from cheap old regular common templates(not a professional & unique design), anonymous contact information, give high interest rates(>3 percent daily is suspected as a ponzi),have an attractive referral system, etc.

Invest in still higher interest paying HYIPs if you can risk higher. HYIPs such as 7 percent daily for 60 days or 50 percent daily for three days are real scams. However if you are lucky, you can be in great profits provided you invested while the HYIP was just new. But risk factor is also very high and I suggest not to invest more than 40$-60$ in such high risk HYIPs. It is always better to avoid them.

Now some words about average life cycle of HYIPs:

Extra Long term HYIPs(ponzi & real HYIPs) Such HYIPs pay about 1-1.7 percent daily or around 25 percent monthly interests. They usually last for a long time over up to a year. Invest in these only if it has a good history for about a year because profit recovery is very slow.

Long term HYIPs (mostly ponzi) They pay 2-3 percent daily and last for about 4-5 months. Some even last for more than half a year. These are the most optimal HYIPs for investing.

Medium term HYIPs (ponzi) Pay around 4-7 percent daily. Last for about a month (sometimes 15 days) to a couple of months.

Short term HYIPs (ponzi) Pay >10 percent daily. Last for few days to few weeks.

David Vagner is investment expert. He knows secrets of succsessful HYIP investing that bring him thousands dollars a month. For more information read his free course at HYIP monitor : => http://www.thehyips.net/lessons/

[All work by author is copyright protected. If you would like to use this article, please contact the author for permission.]


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